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The 2008 Money Neutral Gift Challenge
Comments
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So, how do you all keep track of the Neutral money? Put in your account or in a jar, or in a diary or something?(with points and such like)
Anyway I hope this helps.
GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Now for the stupid question: I tried to do a signature, went into user Cp, edit signature, typed what I wanted in it, pressed save sign. and I don't know where it goes now? Lets see if it comes up with this new reply? Or am I missing something out?
Edit to say: yes, it works now, answered my own question... just ignore me..
thanks Tattycath, I will keep a note in my diary0 -
Now for the stupid question: I tried to do a signature, went into user Cp, edit signature, typed what I wanted in it, pressed save sign. and I don't know where it goes now? Lets see if it comes up with this new reply? Or am I missing something out?
Edit to say: yes, it works now, answered my own question... just ignore me..
thanks Tattycath, I will keep a note in my diaryGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Hi gang great news the more the merrier.
I keep a jolly little spreadsheet of vouchers and presents. So If I bought something in Boots for £15, and used a £10 gift voucher, then I have really only spent £5 of "hard cash" - so the £10 is neutral, and the £5 hard cash has to be offset by quidco or ebay earnings. Get me?? It can't be offset by a HMV voucher
:ABeing Thrifty Gifty again this year:A
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Have tried ebaying in the past, not at all successfully, will give it another go this year for a while anyway. Looking at all the other lovely sigs, mine is so boring looking, must have another go after I finish my homework.
No willpower, so just gotta promise myself I can stick to chocolate if I leave the major spending and catalogues alone :rotfl: What do ya think, is that all too much of a tall order?
As for ebaying - yep give it another go i say - i sell really well considering its only bits and bobs from around the house so if you need any tips i can help. No i like your sig - its a simple straightforward no nonsense sig:T .
As for the catalogues, well they are just not allowed in my house at all - we have an argos and a woolies one and that is it. And i did have a park one sent through but after i started chosing things to buy i threw it out sharpish, lol! I have next to no willpower so now i have to get rid of all temptation, and must never look at them at all. Hehe, that way i can only buy the unnessesaries on my occasional trips in town, and yep that still happens.Mummy of 3 lovely munchkins :smileyhea0 -
Hi count me in I did really well with the ebay neutral challenge and have still got about £40 in my paypal account.
I have 2 stacking boxes full of bits of toiletries and stocking fillers because I am also forever finding bargains but end up buying loads of them so not really seeing the savings yet!!.
I also have £3.50 pigsback.
£30.90 due dec from quidco.
and have some boots points but don't know how many yet.0 -
stupid question, apologies 1st,, but how do you go about altering the signature?
thsnk you in advance xxx rip dad... we had our ups and downs but we’re always be family xx0 -
stupid question, apologies 1st,, but how do you go about altering the signature?
thsnk you in advance x
Not stupid at all !!!
This should help ....
http://forums.moneysavingexpert.com/showpost.html?p=7227539&postcount=41
:ABeing Thrifty Gifty again this year:A
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my_gorgeous_ellie-belle wrote: »As for the catalogues, well they are just not allowed in my house at all - we have an argos and a woolies one and that is it. .Credit card €7892.36/€ 0
Catalogues €767.52/€ 0
hospital costs €550
wtshtf fund 0/ €2000
#13 1% challenge - 00
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