Not entitled to SEISS

juliadesbleds

My first year as self employed was 2018/19 non trading income was £94 less than my trading profits so I cant receive SEISS although my main income is now as self employed this is a loophole and is causing me distress as my income is important to combine with my husbands carers wages I have contacted the Self Employed helpline but they just say I am not entitled can you please help.
Thank you

Jeremy535897

I think you must mean that your other income was £94 more than your self employed income? I am afraid that this means that you are not entitled to SEISS. Do you claim tax credits? If not, look at universal credit.

whizzywoo

juliadesbleds said:

My first year as self employed was 2018/19 non trading income was £94 less than my trading profits so I cant receive SEISS although my main income is now as self employed this is a loophole and is causing me distress as my income is important to combine with my husbands carers wages I have contacted the Self Employed helpline but they just say I am not entitled can you please help.
Thank you

It's the way the rules were written and lots of people are in the same position as you.  There is nothing you do can about it.

You may be entitled to a Bounce Back Loan or deferment of income tax if you owe any on your Self Employed income.  Do you have business premises that may entitle you to the Business Rates grant?

Other than the above you may have to claim Universal Credit if your savings are less than £16,000.  It would have to be a joint claim taking into account your husband's income.  Or maybe you can Council Tax Reduction on the grounds of low income?

If you are already claiming Tax Credits then any claim for Universal Credit will stop the Tax Credits claim even if you don't qualify for any help on Universal Credit.  There is no way back to Tax Credits.