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I have 4 credit cards with £40k limit across all 4 with nil balance - should I keep or close

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  • dr_adidas01
    dr_adidas01 Posts: 2,158 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    bigpappa said:
    I have just logged into my accounts and as they are zero they will not be taking DD - will this come up as missed payments?


    If there's no balance then there will be nothing to pay, so why would it show as a missed payment?
    Time is a path from the past to the future and back again. The present is the crossroads of both. :cool:
  • mcpitman
    mcpitman Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    bigpappa said:
    I have just logged into my accounts and as they are zero they will not be taking DD - will this come up as missed payments?

    If there is no payment required, then it cannot be classed as a missed payment.
    It will show balance = £0, payment requirement =£0, account up to date.
    Life isn't about the number of breaths we take, but the moments that take our breath away. Like choking....
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