We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

UC and car sale

2

Comments

  • TELLIT01
    TELLIT01 Posts: 18,245 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    tomtom256 said:

    Whoever heard of anybody claiming benefits whilst having a picasso etc

    The point is that there is nothing to stop somebody claiming benefits just because they have a Picasso on the wall.  To the best of my knowledge personal possessions are disregarded when calculating entitlement.   If they were taken into account huge numbers, who currently have entitlement, would lose it.

  • tomtom256
    tomtom256 Posts: 2,250 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    TELLIT01 said:
    tomtom256 said:

    Whoever heard of anybody claiming benefits whilst having a picasso etc

    The point is that there is nothing to stop somebody claiming benefits just because they have a Picasso on the wall.  To the best of my knowledge personal possessions are disregarded when calculating entitlement.   If they were taken into account huge numbers, who currently have entitlement, would lose it.

    Which was covered in the rest of that post.

  • SvonW
    SvonW Posts: 3 Newbie
    First Post
    Ok..... so we agree on the car being disregarded capital. Unfortunately, this does not answer my question what is happening with the money from the sale.... there were some suggestions it will be disregarded if in the same assessment period, but I am not sure about this... there surely must be some examples/judgments in regards to this?
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 11 June 2020 at 8:45AM
    SvonW said:
    Ok..... so we agree on the car being disregarded capital. Unfortunately, this does not answer my question what is happening with the money from the sale.... there were some suggestions it will be disregarded if in the same assessment period, but I am not sure about this... there surely must be some examples/judgments in regards to this?
    As already explained your UC entitlement is based on your circumstances at the end of the AP. If the money is in the bank account on the last day of the AP it should be disclosed and will affect UC payable. If it has been and gone it should be fine. If you are not happy about relying on the advice you are getting on this forum, which would be perfectly understandable, contact DWP and ask them.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • Fighter1986
    Fighter1986 Posts: 834 Forumite
    500 Posts Third Anniversary Name Dropper
    If this ever comes up in conversation with the DWP, don't use the term "Classic" when talking about the car.

    You've confirmed the car is in regular use for household activities. It is therefore a "Car". A good, old fashioned, utilitarian car. 
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,595 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    edited 11 June 2020 at 1:55PM
    If this ever comes up in conversation with the DWP, don't use the term "Classic" when talking about the car.

    You've confirmed the car is in regular use for household activities. It is therefore a "Car". A good, old fashioned, utilitarian car. 
    Good point. Edit: it's not their business what type of car it is if it's already one being used for ordinary household activities.

    (Also edit:) If your husband sells his current car and uses the money to buy a car of comparable value, that's hardly living beyond your means and none of UC's business, quite frankly. However they likely will question it if he sells in one assessment period and buys another the next AP just because of the amount and that a classic car (or any car of that value) is not essential - hence the best thing to do is to sell then buy in the same AP.
  • tomtom256 said:
    Cars and goods such as watches paintings etc are a mute point and subjective to actual value, hence why they are not asked about where benefits are invovled.

    Pedantry alert - sorry. Its moot point as in Moot - subject to debate, dispute, or uncertainty. "Whether the temperature rise was mainly due to the greenhouse effect was a moot point"
    Why would it be 'mute' point?
    Moan over, thanks
  • tomtom256
    tomtom256 Posts: 2,250 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 June 2020 at 12:00PM
    tomtom256 said:
    Cars and goods such as watches paintings etc are a mute point and subjective to actual value, hence why they are not asked about where benefits are invovled.

    Pedantry alert - sorry. Its moot point as in Moot - subject to debate, dispute, or uncertainty. "Whether the temperature rise was mainly due to the greenhouse effect was a moot point"
    Why would it be 'mute' point?
    Moan over, thanks

    Thanks for the grammar lesson, not sure how it helps the OP though, as I will just stop posting from now on due to these types of  comments. Don't worry that it could be a disability though, as you have had your unhelpful comment.
    Maybe you could come back with a comment that could help the OP?
  • poppy12345
    poppy12345 Posts: 18,910 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    tomtom256 said:
    tomtom256 said:
    Cars and goods such as watches paintings etc are a mute point and subjective to actual value, hence why they are not asked about where benefits are invovled.

    Pedantry alert - sorry. Its moot point as in Moot - subject to debate, dispute, or uncertainty. "Whether the temperature rise was mainly due to the greenhouse effect was a moot point"
    Why would it be 'mute' point?
    Moan over, thanks

     I will just stop posting from now on due to these types of  comments.
    The ignore feature works well for people that annoy you. This way you won't see their comments, unless of course someone quotes it and then you'll see it. I've got several annoying members added to mine.
  • tomtom256 said:
    tomtom256 said:
    Cars and goods such as watches paintings etc are a mute point and subjective to actual value, hence why they are not asked about where benefits are invovled.

    Pedantry alert - sorry. Its moot point as in Moot - subject to debate, dispute, or uncertainty. "Whether the temperature rise was mainly due to the greenhouse effect was a moot point"
    Why would it be 'mute' point?
    Moan over, thanks

    Thanks for the grammar lesson, not sure how it helps the OP though, as I will just stop posting from now on due to these types of  comments. Don't worry that it could be a disability though, as you have had your unhelpful comment.
    Maybe you could come back with a comment that could help the OP?
    I've helped you with your 'mute and moot' conundrum so feel my work here is done. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.