Can I make a CC purchase in several parts

j_m_thomson

Hello, I have a small credit limit (due to living abroad). Now I have to make a large payment. Because of Covid I think the service I buy (cruise) may never occur. I would like to have section 75 protection. Is permissible to pay in several instalments, paying off the card in full each time, and still have protection ?

Or does someone have a better solution ?

[Deleted User]

If the company allows the size of payments you want to make, yes.

But of course you only need to make a one payment on a card for s75.

MEM62

j_m_thomson said:

Because of Covid I think the service I buy (cruise) may never occur. 

Then why book it?

j_m_thomson said:

Or does someone have a better solution ?

Yes, travel insurance.  

j_m_thomson

MEM62 said:

j_m_thomson said:

Because of Covid I think the service I buy (cruise) may never occur. 

Then why book it?

j_m_thomson said:

Or does someone have a better solution ?

Yes, travel insurance.  

Unfortunately I paid the deposit before Covid was known.

Travel insurance has to be renewed before payment date,

I expect cover for Covid related things to be declined, as it is

a known event. We shall see.

Thanks to responders.

pjread

Did you pay the deposit by credit card?  If so I think that covers you already.

harsh_but_fair

If you are paying the cruise company Direct you are likely to be covered if however you are paying a travel agent than you won't be

MEM62

j_m_thomson said:

MEM62 said:

j_m_thomson said:

Because of Covid I think the service I buy (cruise) may never occur. 

Then why book it?

j_m_thomson said:

Or does someone have a better solution ?

Yes, travel insurance.  

Travel insurance has to be renewed before payment date

If it was in place at the time of the original booking you may be covered.