4 weeks till discharge..

MovingForwards

Not all financial institutions report to all credit reference agencies, my mortgage lender only reports to one. Therefore do not expect the information to be the same across all of them.

If you have no credit history showing on your reports you may struggle to get credit, but look at the credit building / sub-prime lenders for credit cards, spend carefully, pay off in full each month after the statements are producing and let the future build itself.

bcfc1710

Thanks for all replies. Credit report updated within 24 hours to discharge. None of my defaults have updated yet tho. Will give them a month then start writing to them haha. Have no interest in a CC just yet but have check the eligibility checker and shows nothing! Guessing that won’t change until all defaults are off