Put credit card into positive balance

Christine1071

Im wanting to make a large purchase (a used car) on my credit card but do not want to increase my credit limit. Can I make a payment to the card putting it into positive balance then make the purchase?. Or would it be better to pay a larger deposit, pay that off the card straight away, then pay remainder balance of purchase, and then pay that off the card? Would I still have protection from the card? 
Hope I make sense!

jonesMUFCforever

You only need to pay 1p on your credit card to get S75 protection on your card.
Putting your credit card into credit could mean your card is blocked - credit cards are not meant to be in credit.
S75 does not overtake a good warranty - what exactly are you hoping it will cover and how old is the car and its mileage?

dr_adidas01

Christine1071 said:

Im wanting to make a large purchase (a used car) on my credit card but do not want to increase my credit limit. Can I make a payment to the card putting it into positive balance then make the purchase?. Or would it be better to pay a larger deposit, pay that off the card straight away, then pay remainder balance of purchase, and then pay that off the card? Would I still have protection from the card? 
Hope I make sense!

Its generally against most Credit Card companies T&C's to intentionally put your credit card into a positive balance and you may find they will block your card for doing it. 

As @jon@jonesMUFCforever says you only need to pay £0.01p to be covered under S75, I'm not sure what you mean by protection from the card, this needs a better explanation as to what you expect to be covered and what the reality will be.