Can I get a Barclays BBL via a personal account

Bibbitybobbitybop

I have operated as a sole trader via a personal account for 15 years. I do not want to change my entire banking arrangements. I have an odd sort of sole trader relationshio whereby I don't strictly operate the business as such. I come under an umbrella and pay a % of my income to another entity that owns the premises/employees staff/pays bills. It's entirely normal and fine by the bank.

Anyone got a BBL via Barclays through a personal account?

Grumpy_chap

Does the umbrella pay you PAYE?

Bibbitybobbitybop

No. I'm using the term umbrella very loosely. I'm a full sole trader in all ways. My invoices are paid to me personally. I just pay a % to another "entity" to cover the above mentioned outgoings. Thus my personal account will just show income and the outgoing %. I do have a few other separate overheads. Primarily fuel and a couple of professional expenses plus PI insurance.

gt94sss2

Have a look at https://www.moneysavingexpert.com/news/2020/06/starling-mse-bounce-back-loans/ and in particular the table at https://www.moneysavingexpert.com/news/2020/05/small-business-boost-as-bounce-back-loans-launched/#where

This suggests that you would need to open a new business account at Barclays to apply for a Bounceback Loan. 
If time is important, applying via HSBC might be quicker than Barclays.. though not necessarily fast.