Starling Joint account

AnnabelleLB

My boyfriend and I are thinking of getting a joint bill account and I don't want my past to drag his credit down. Do the Starling joint accounts create a financial link?

ischris85

I believe any joint account would result in a financial link.

mab3000

Me and my other half have a joint metro bank cash account and have cards, this account doesn’t appear on either of our credit reports nor does it show a financial link between us. However you cannot set up any direct debits on it. 

I had a sole starling account for about a year, and in the last few months of having it I added an overdraft facility. The account only appeared on my credit report when the overdraft facility was added. 

Edit- just seen on Starling banks website an article about credit scores and they say that having a joint account shows a financial link between both parties on credit reports 

penners324

Starling appear on 3 of my credit reports and I dont have an overdraft with them.

Martin_the_Unjust

The easy answer is to just put the bill account in his name, you can just pay into it your agreed share.

Only works if there is a degree of trust though.