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Jubilant June's NSD Challenge!
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I will not be venturing out today so can declare today 6/15Starting Total in September 2019 = £38287.77
Current Total = £25534.10
33% of debt paid off so far
Debt Free by Christmas September August July June 2023!0 -
Morning,
5/20 for me today please. This has been really useful to join this challenge.
I had one day that I had to pay the window cleaner (rarely visits and upstairs windows). But I hadn’t budgeted for this. The other day I had a subscription charge for £7.99 that I had forgotten about. I do use it but have paused it as I have a few credits to use up.Really pleased with progress. I also seem to get this lull in the middle of the month awaiting for my next pay day to reduce down my debt again.Cathybird, Thanks again for running this. I’m sure there’s also a lot of other people who really benefit from this challenge.April 2020 - £102,222 Loans/CC’s.
Jan 2022 - £0
Cleared - £102,222
Jan 2022 - Now time to build suitable investments and a business!2 -
Afternoon,
Yesterday was a spend day as we did our grocery shop.
Today is a NSD 6/22.
D.x
"Make Everyday Count"0 -
JuneOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =June resultsAspiration 5/20bloomfelt 3/20blue eyed girl123 2/20cathybird 5/15delta13 3/15ditty1234 12doingitanyway 2/15Doris17 6/22Dottles1 2/16Honeysucklelou2 12jammy dodger 7/20LivingInTheBlack 2/16marmiterulesOK 18MissTP 15Moneysavingkitty 3/15Narola1976 6/15savvylondoner 1/15short_bird 3/18SSDD23 1/15SuperSavingD 4/15TrushTush 5/25Van_Girl 3/15ALL WELCOME TO JOIN!
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Well done bloomfelt, jammy dodger, Aspiration and Doris
and thanks for the kind words, Aspiration, so pleased you find it helpful, I've always found counting NDSs induces a quite different mindset round spending, plus delays spending, which is in itself a good thing, since quite often the urge to get something simply goes away!
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jammy_dodger said:yesterday was another NSD not venturing far today either weather wet n wild out there so I'm gonna be trying my hand at sourdough crackers and a loaf and maybe cook a rice pudding for later . so I'll declare for today too taking me to 7/20 yaay a whole week and no spends
have a great day
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Hi Cathybird I'm on 4/15 now pleaseIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Spent money on Friday/Saturday, although only a total of £10.81, needed a few bits at the supermarket and paid for an online quiz with friends. No spends today though as more than likely staying at home all day - 3/200
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Another one for me today Cathybird. Too cold and too busy to venture outCC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
CC4 Aug 2020 £0
Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £00 -
I'm now on 5/15Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)0
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