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FSCS Compensation

I have a deposit bond with a bank that is rumoured to be in trouble. If it goes bust, I know my capital is protected but can anyone tell me what happens to any accrued interest? The bond matures on 15 July and any interest is paid on maturity. Thank you

Comments

  • masonic
    masonic Posts: 27,944 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Accrued interest is covered. Generally you can choose to receive capital plus accrued interest from the FSCS upon submitting your claim, or you can see out the term of your account and receive full interest at the end. If another bank takes over the account you may just have capital plus accrued interest transferred to a new account.
  • Swipe
    Swipe Posts: 5,800 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Which bank is this?
  • cwmoss
    cwmoss Posts: 5 Forumite
    Third Anniversary First Post
    Metro Bank
  • Albermarle
    Albermarle Posts: 29,027 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    They have had a rocky patch but more likely they would be taken over than go under.
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