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Contents insurance ?

Do contents insurers hold your bank details on system in case of a pay out or would you have to provide them at the time if it ever happens ?

im asking because I used to have an advocate and their bank details might still be on the contents insurers system ?

Comments

  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I would have thought it very unlikely that they'd just send you money to the account used for the premium payment, without checking first. Anyway, these days the chances are they'll (as far as possible) just buy you replacement items rather than send money. 
  • venomx
    venomx Posts: 1,142 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Ok thanks I’ll have to call them on Monday to check
  • greatcrested
    greatcrested Posts: 5,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    How do we know?
    Why not write to your insurer asking them to delete any card or payment details they hold for you?
    And to cancel any 'auto renew' instruction they might also hold - this is a moneysaving site and auto-reneawal is (almost) never money saving!
  • venomx
    venomx Posts: 1,142 Forumite
    Eighth Anniversary 500 Posts Name Dropper

    Ok guys thanks I’ll call Monday and find out

    I can remember now When I renewed it last year they didn’t ask for any details just a card number for the premium so I’m guessing they don’t store any bank details

  • venomx
    venomx Posts: 1,142 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    edited 1 June 2020 at 12:11PM

    called them up and the only details they have on their system is my debit card I used to pay the premium with 

    In the case of a claim I call them up and they take it from there


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