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Hypno's cheaper than therapy debt diary.

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Comments

  • rtandon27
    rtandon27 Posts: 5,788 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    INSPIRING!!!! All your hard work and determination has paid off!

    A huge congrats on your new job and winfall!!!

    You deserve evey bit of luck that comes your way, a wonderful start to March!

    :heartpuls :heartpuls :heartpuls
    RT
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Wow! This thread is so fast moving. What kind of windfall?
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Woo-Hoo
    Chuffed for you-absolutely brilliant
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • Really pleased for you. I remember reading about all the troubles you had with a previous house and that is what caused much of the debt and I thought what a terrible time well the tide seems to have turned and its because you are making it that way.

    Shame I don't live any where near you cause I would have loved to apply for that job at the prison :rotfl:
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Just had a thought, once you've been in your new job a while, and once you've cleared and closed MBNA - you might be able to get a lovely new 0% or LoB card :D
    No longer using this account for new posts from 2013
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    congratulations on all your news hypno, i can't believe i missed this. Well done on the new job and the windfall and for using it in the wise way that you use all the funds that pass your way. I told you you were inspirational and this is just another example. You definately deserve the banana cake once i've made it that is.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    My feet protested so much that OH has had to do the last hour for me in the bar and he sent me home!!!

    I am back in there at 9am tomorrow, so very grateful for the chance to get away early.

    Seaxwyn, the windfall was a gift from a family member - all his siblings got the same, and was completely out of the blue.......and very very appreciated.

    I hope everyone has had a good day - I will be crashing very soon!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well, after a reasonable night's sleep, my feet are rested, and ready to head back there this morning!!

    I have 4 or 5 hours working this morning and then a client this afternoon, so can again add a reasonable amount to the £10 a day challenge.

    I also have to make a start on my next college assignment this evening, otherwise I will be in bother (again!)!

    Hope you all have a good day x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    WOW ..well done as usual...it's going to be a great month for you..you deserve it!!!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    taxi73 wrote: »
    WOW ..well done as usual...it's going to be a great month for you..you deserve it!!!

    I need to be careful with money for the next few weeks - I will be due to finish one job at the end of March, then start the new job when I get back from skiing -that means that for the two weeks I am away, I am "between jobs" so will not be paid for those two weeks.

    then, when I get back, I won't get paid a full month's pay until the end of May - which seems an awful long way away!!

    So, some careful saving needs to be done this month in order that I don't have a problem in April/May......of course I have used up the mortgage holiday so have nothing like that to fall back on - it will all be down to being careful and making the most of what we have!

    Right, better get dressed and get to work!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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