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Hypno's cheaper than therapy debt diary.

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Gemmzie wrote: »
    Just caught up, wow, congratulations :T :T

    How do you manage it?! 2008 is really your year! :D

    I am pretty sure it is all that lucky dust from the bingo rooms........that and the lucky lemons :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I think u should do whichever would remove the most stress..... u are always doing so much, all the time, so whatever helps would be good....

    If u can afford to have a cleaner and still increase the debt repayments, do that. Maybe u could also save a bit each month towards the skiing (I know I know, no savings allowed, but u wouldn't be adding to ur debt to send the kids off) and then any extra u make from challenges/the bar/eBay/bingo etc u can put towards ur debt....
    Hope that makes sense... I haven't even had any wine!:D

    It makes perfect sense, and it is exactly the way that I aim to do things.

    I am really hoping that this brings me the balance that I desperately crave!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    You could be right there!!!..that or your determination!!!!..probably the latter.
    Night all ...I'm going to bed now as up for work at 6am...have a good weekend all...
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Night Taxi, sleep well x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    congratulations hypno that's great - I'm amazed at how you manage to do so much and the PGCE and teaching is always an option in the future don't forget.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done Hypno!!!!

    Congratulations! I'm really pleased for you, I can't *believe* how big that payrise will be, I bet you're still high from the news. Have a great weekend.
    2023: the year I get to buy a car
  • pippo
    pippo Posts: 3,891 Forumite
    Part of the Furniture Combo Breaker
    Omg a cleaner...
    My dh promised me if I got a managers job we'd heve one!
    I got job
    he had braekdown
    now I work 'socks off' (i'm being polite here I hope you realise)
    so still no cleaner!
    But I also coundn't cope with cleNING & TIDYING BEFORE A cleaner visits
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wow Hypno - I'm out for a few hours and have 5 pages to catch up on. Congratulations !!!!!

    Off to bed now as have to be teaching at 8 tomorrow morning.

    Congrats again !!!!!
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Great news about the job H. Looking forward to hearing something more about it.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Morning guys - I have a long weekend ahead of me and the windy weather kept me awake last night so I am not starting in the wide awake way in which I would like!!

    I have clients at 9 until 12.30 then start work in the bar at 1 until closing tonight at 11ish.

    Then tomorrow, back in the bar at 9am until 1.30, back home for a client at 2 and then crash on the sofa with the laptop tomorrow evening I think!!

    1st of the month loan payments will show on my bank account today, so off to visit online banking and update my signature totals!

    Have a good day xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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