Hypno's cheaper than therapy debt diary.

hypno06

Good morning!

I have started the day by ordering a £12 HMV voucher from toluna, so that goes nicely towards the free Christmas challenge.

I have also paid off a whole £4 something off MBNA - bloomin interest rate is so high that the monthly payment (which is made today) only pays a tiny amount off :mad: At this rate, it will be paid off in about 300 years :eek: Once the children finish skiing this season I will really hammer that figure down!

Have a good day xx

Karmacat

Hi there - good to hear the baby steps, sorry about the exhaustion. This is an "ordinary" level of effort for you today, I think? Of course, that means only 16 hours, not 20.... :eek: Hope you can have some relaxation today.

stressed.mum

Morning Hypno, have a good day.

At least it's £4 off the debt not £4 on Hopefully once the HSBC rate drops you will see the debt falling away even faster. You are doing so well, and have come so far you're on the home straight.

You are an inspiration to so many people, I wish had even half your energy and drive

Stressed xxxxx

taxi73

As they say better down than up!!!...you are getting there and doing fantastically...you are a real star

Yorkielass

Just having a MSE catch up - have been down to see my parents for a long weekend, a much needed break and was bought a few new bits of clothes, cooked for etc which is always very nice.

Anyway saw your signature and had to come over to your thread to find out where the relative debt had gone! Congratulations :T :T

And I'm sure MBNA will be heading the same way soon - hope the weather has improved your way - yesterday it was lovely down south only to be greeted with freezing weather and fog by the time we got to Yorkshire :rolleyes:

pandapaws

Hi stranger! Another few dozen pages of diary since I last looked - where do you get the energy/motivation?!!!

Glad things are going well with work, and you're doing brilliantly at getting your totals down - that rate reduction will certainly help (although I'm still not friends with HSBC!).

It's freezing here!

hypno06

Tis freezing here too!

Tonight is DD's options evening, so a quick dinner and then heading back out into the cold for that.

I hope everyone else has had a good day!

pandapaws

Brrr, I'd tell DD to 'opt' for a night in front of the TV if it was me!

hypno06

pandapaws wrote: »

Brrr, I'd tell DD to 'opt' for a night in front of the TV if it was me!

With the Brit awards on the telly tonight, I am sure she would agree!!

However, we are going to sort out her future........gawd help us all :rolleyes:

pandapaws

Brits Awards? Is that something that people under 30 know about?!
Note to self: don't bother watching the news tomorrow, it will be full of people you've never heard of making pratts of themselves!