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Hypno's cheaper than therapy debt diary.

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Back home! Thankfully the afternoon passed quite quickly and I didn't even have to get grumpy :rolleyes:

    Went to Morrisons on the way home and managed to get some reduced bits and pieces. Also, started collecting savings stamps for next Christmas - OK, I know it might be more MSE to put the money in a high interest savings account towards Christmas, but this way, there can be no temptation to dip into the money and hopefully by this time next year I will have a little bit of money put away to do the big December shop without the panic factor setting in!

    The children received £50 ski money today, so that went straight off the ski debt......signature and snowball to be updated immediately!

    The children are well pleased that they passed their grading, as am I, as it was done in front of the top karate guy in the UK who visits once a year and is notorious for failing. There were lots of kids in tears today but thankfully mine were not included!

    Pandapaws - trust you to skip through the diary and only see the bit about a saucy book!!

    LJ, nice to see you :D

    Have a good evening everyone - I am hoping to have a bit of a board catchup!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Hypno,

    Congrats to your kids on passing, they must be on cloud 9!

    Tea
    x
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    What's this about a saucy book? I must have missed it.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Seaxwyn wrote: »
    What's this about a saucy book? I must have missed it.

    I got a "lucky dip for teens" selection from the Book People but one book in there was very definitely NOT suitable for the 13 and 14 year olds that the rest were aimed at :eek:. I rang to point it out and we had a bit of a laugh with customer services, and they are sending me a more appropriate book!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    How did I miss that? And what are you going to do with the unsuitable book?
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I read it (just to check it out as unsuitable, of course) then lent it to a friend, then I am sending it on it's MSE journey. Sort of pass the parcel with a book!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • brummiebabe
    brummiebabe Posts: 1,894 Forumite
    Hi Hypno

    Wanted to wish you all the best for your 2008 challenge - shall be watching your diary to see how you're geting on!!:D
    20p Saver Club #33 60p/£100
    Christmas Saving £0/£1300

    Saving Target 2014 £25/£1000
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Thank you brummiebabe!! I am fairly motivated right now, so that has got to be a good thing - This week sees my first anniversary of joining MSE, so it is quite strange to think that I have been doing this for that long! It has been a bit of a rollercoaster but I feel pretty good that I am able to carry on into year 2 determined to do as well, if not better, than I did for year 1.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    WOW..what an achievement in your 1st year...well done xx
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    taxi73 wrote: »
    WOW..what an achievement in your 1st year...well done xx

    Only done with the fab ideas and support from MSE - for example, I wouldn't have had a clue about matched betting, quidco, and piggy points without it. Also, the challenges have given me something to get my competitive teeth into, and the things like meal planning and budgetting have made my money go that bit further without actually missing out on nice food etc.

    So, thankfully I was directed here. Thankfully you all made me welcome. And whether you like it or not, I am here for a while longer :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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