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Hypno's cheaper than therapy debt diary.

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Comments

  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Fab news Hypno-just goes to show how much less you spend when you don't have to feed the kids !!! ;)
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    That's fantastic Hypno - as someone said January's normally the worst month financially too.

    :T:T:T

    The sound was out on Martin's programme for us too (I remembered to watch this week!)
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Well done Hypno! Fab news that you've been paid a goodly sum and got the mystery shop, bingo and training money yet to come.

    Fab result.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I HAVE BEEN PAID :j :j :j

    Money is in the bank - not only that, but the electric/gas refund of £200 went in too!!

    I have made an overpayment of £500 - I hope to pay more, but want to keep some back just in case I have miscalculated. Some of my usual loan payments come out tomorrow so the debt will go down further and I am very sure I will be below £60k by this time next week.

    Signature and spreadsheet all updated.....I am liking today so far!! Hey, I know it is only 6.51am, but if you start happy.........:D

    Have a good day everyone xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • huxley
    huxley Posts: 296 Forumite
    Wow you are doing fantastic:j just the sort of inspiration I need this morning, weather is rotten so DH (SE gardener) wont be working again today:mad:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Thanks Huxley. The weather is pants here too, I hope your OH is soon able to do some decent work.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    An overpayment of £500! I bet you hardly dared dream of that a couple of months ago! Thats absolutely great.
    2023: the year I get to buy a car
  • Morning Hypno,

    Superb news on the wage side of things and the extra bits in between.

    Here's to a debt busting February!

    Tea
    x
  • hypno06 wrote: »
    I HAVE BEEN PAID :j :j :j

    Money is in the bank - not only that, but the electric/gas refund of £200 went in too!!

    I have made an overpayment of £500 - I hope to pay more, but want to keep some back just in case I have miscalculated. Some of my usual loan payments come out tomorrow so the debt will go down further and I am very sure I will be below £60k by this time next week.

    Signature and spreadsheet all updated.....I am liking today so far!! Hey, I know it is only 6.51am, but if you start happy.........:D

    Have a good day everyone xx
    :T :T :T :j :j :j :T :T :T
    Well done Hypno!!!
    Sub £60k will be here in no time!
    I know its a bit early but cheers!:beer:
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done Hypno - its a great feeling isn;t it !!!

    Hope you have a good day
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