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Anyone else use painful saving? How did you get on?
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jazzyja
Posts: 400 Forumite

so today I got paid, I now start painfully spending bare minimum. This is for the next 10 months (cry). But itl be so worth it. Ive 3.5k on credit cards and a morgage im desperately trying to save for. So I've worked out all my finances to the pence. Im withdrawing £100 a month and thats my 'spare' money for the entire month. Its going to be hard but I need to keep focused and keep my determined head on! I'm currently saving £300 towards my mortgage and £500-£600 off my cards (so they should be gone in a few months). I will then up my mortgage saving. Has anyone else successfully lived on bare minimum to get where you wanted?! I also have 2 children , the only beauty about this lockdown is we cant do anything anyway!
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Perhaps you could post this on the 'Debt-Free wannabe' thread for a better response. I wish you all the best trying to clear your debt2
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