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Electoral roll and mortgage application

goldie2506
Posts: 18 Forumite

Hello, I’m currently renting and was looking to apply for a mortgage now. I registered with the council when I moved in October 2019 and thought this included the electrol roll but it didn’t. I wrote the the council in April and I’m now going on the roll on the 1st June. Will the fact I haven’t been on it for eight months be a problem or will it be an issue I’m newly on the register?
my credit file is otherwise totally clear. Apart from a late cc payment in June 2019.
im excepting the electric roll info will show on my Experian mid June.
my credit file is otherwise totally clear. Apart from a late cc payment in June 2019.
im excepting the electric roll info will show on my Experian mid June.
0
Comments
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You might need to provide extra proof of ID and absolute worst case scenario your tenancy agreement.
Usually with mortgages there's greater opportunity to discuss things with an underwriter.
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