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Indemnity Insurance for building work less than 12 months old
Youngzz
Posts: 1 Newbie
Hi,
Could someone advise whether they have come across an indemnity policy for building regs for work less than 12 months old. Had existing conservatory removed (not foundation or dwarf wall) and replaced with timber structure and tiled roof. Looking to sell and thinking solicitor will want either regs or insurance. Insurance doesn't seem to be applicable if build under 12 months old...
Could someone advise whether they have come across an indemnity policy for building regs for work less than 12 months old. Had existing conservatory removed (not foundation or dwarf wall) and replaced with timber structure and tiled roof. Looking to sell and thinking solicitor will want either regs or insurance. Insurance doesn't seem to be applicable if build under 12 months old...
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Comments
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It's the one time an indemnity might actually pay out...
But why didn't you just get the "structure" signed off?0 -
Does it actually require signing off?Is it open to the house or are there doors? Radiator?Everything that is supposed to be in heaven is already here on earth.
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When were selling a previous house back in 2014 we had to get a *special* indemnity policy for timber double glazed windows that had been installed less than twelve months (don't ask, we thought they were covered by the building regs we had for the rest of our project but apparently weren't)......
It was more expensive than a bog standard policy but they do exist......Mortgage-free for fourteen years!
Over £40,000 mis-sold PPI reclaimed0 -
If it didn't, then what's the indemnity covering...?Doozergirl said:Does it actually require signing off?0 -
Well, yes. It's not clear to me that it would have required consent, OP is either assuming it actually did or that a purchaser won't back down.AdrianC said:
If it didn't, then what's the indemnity covering...?Doozergirl said:Does it actually require signing off?
Though they also don't say when they carried out the work - if not even on the market yet then it might be 12 months by the time they actually sell.0 -
Nothing. Which would have been my next point if the OP had replied...AdrianC said:
If it didn't, then what's the indemnity covering...?Doozergirl said:Does it actually require signing off?
If it's an exempt structure then an indemnity policy is even more pointless than it often is.Everything that is supposed to be in heaven is already here on earth.
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