Atom bank

Silverbird65

Anyone experience with Atom? They offer 1.4% 1yr best at moment . Shawbrook 1.2%?
Cheers

Speedbird676

I have used Atom in the past and never experienced any issues.

grumiofoundation

Same no problems with atom on the occasion I used them. 

Silverbird65

Is the app easy to use? Just worried as I am a silversurfer😄

colsten

They are not the best in interest terms. Ford Money and BLME are 1.45%.

The Atom app should be ok if you have a device it runs on properly. There are several other 1.4% accounts with traditional browser access if you prefer that.

https://moneyfacts.co.uk/savings-accounts/1-year-fixed-rate-bonds/

grumiofoundation

Silverbird65 said:

Is the app easy to use? Just worried as I am a silversurfer😄

Found it fine on iPhone a year or so ago (cant remember the exact operating system). 

Living_proof

I have used them for a few years, but recently found their revised App would not work on my 4 year old Hauwei android. It wouldn't be worth upgrading my phone as it would cost more than the interest I got on my Atom accounts, so one by one I am moving them out to easier to operate systems. So it will depend on how long your phone will support their new App.

eskbanker

They publish a statement about support at https://www.atombank.co.uk/help/faqs#theapp

Which devices can use the app?

We try to support as many devices as possible, but as with many other apps, some which are older devices may be too outdated too.

You are likely to have issues with our app if your device can't run either the most recent operating system (iOS 13 for iPhones and iPads, Pie for Android) or the one before that (iOS 12 for iPhone/iPad, Oreo for Android).

Silverbird65

Thanks for the response I have Android 10 pie. Also some of the fixed rates are 18month prefer 1yr Colsten.
Cheers

Silverbird65

Made a mistake I have Oreo Android.
  

ctdctd

colsten said:

They are not the best in interest terms. Ford Money and BLME are 1.45%.

The Atom app should be ok if you have a device it runs on properly. There are several other 1.4% accounts with traditional browser access if you prefer that.

https://moneyfacts.co.uk/savings-accounts/1-year-fixed-rate-bonds/

Ford Money pulled most of their accounts a few days ago - MoneyFacts seems to have forgotten to remove them.

BLME is a Sharia expected rate and is managed by post after the online opening which could be a pain IMO.