We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Tenant Credit checks
ben29nash
Posts: 6 Forumite
Hiya, im currently renting through a private landlord but I am looking to move out into a bigger place with my partner. I was just wondering what the letting agent can see on the credit check as I have pretty poor credit from missed payments and defaults and am I am worried im
Going to fail the referencing. Any insight would be appreciated.
cheers
Going to fail the referencing. Any insight would be appreciated.
cheers
0
Comments
-
I moved in Feb and they did a soft search. I believe that will show defaults and CCJ's. Maybe missed payments too. Are they asking for any character references? The letting agency did mine through a company called GoodLord, which asks for a reference from your manager and previous landlord. Maybe that would balance it out if your credit file isn't so good.1
-
They likely wont see the defaults, as they only see public information like CCJ's. However I believe they issue a "rating", which indicates ability to pay.1
-
Thanks guys appreciated0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards