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How to set aside a CCJ?

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  • mukach72 said:
    Not paying the debt was not a choice! Dont judge when you dont know the facts!!
    Yes it was, you chose to take a deposit, you chose to spend that money on something other than the purpose for which it is paid, or put it to one side. Using a lot of exclamation marks does not change that.
  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 28 May 2020 at 9:31AM
    mukach72 said:
    Not paying the debt was not a choice! Dont judge when you dont know the facts!!
    I guess getting a CCJ isn't on many people's bucket list.

    Search Google (or your favourite search engine) using the term 'set aside CCJ with consent'.  No idea if it works.
  • Brock_and_Roll
    Brock_and_Roll Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts
    OK lets park the CCJ set aside issue - thats not to happen, and try and help the OP work through any impact.

    OP - with regards to business account and bounce back loan, were you trading using a normal personal account? Are you insolvent i.e. lots of current bills and no way to pay them at present? Is there a decent amount of work available going forward? Things might look dark now, but if you are good at what you do and people want to give you work, then you will come out the other side of this.

    OP - you also mentioned about the negative consequences for the relationship with ex wife and the kids..... How so? Perhaps you could remind the ex that she guaranteed you and it was her defaulting on this that has brought about the CCJ. For the sake of the kids I am sure you can navigate a way through this temporary situation.


  • mukach72
    mukach72 Posts: 47 Forumite
    Second Anniversary 10 Posts
    To MadMattUK, I dearly hope you never become the primary carer for an oncology patient & all that it entails!
    I have a good reputation, despite slipping up in Spetember 2018 and have some work in front of me. I came on here for advice, not judgement.
    Thanks 
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