Land Registry and mortgage

kris80 · 25 May 2020 at 9:31AM

Linton said:

I am confused....
- It is suggested that you have siblings and there was no will. In that case you and your siblings are entitled to an equal share of your mother's estate. If they don't want the money then they need to formally say so.
- If there were no personal debts and no other assets in the estate each sibling would get their % of the house after the mortgage had been paid off
- If the debts were your mother's they would also have to be paid off before the money was split between the siblings.
- However if the debts were actually yours it could be argued that you should pay them off out of your share of the inheritance. It does not seem fair for the siblings to be disadvantaged by your debts.

That’s correct no will. The debt is shared me and mum got a loan between us. My siblings are by know way not receiving anything, they’ve just said to ensure the house is secure first then when I am in a better position remortgage to get their share.