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Starling - Neo bank or Mickey Mouse bank?

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  • [Deleted User]
    [Deleted User] Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    dahj said:
    colsten said:
    block10 said:
    I find Sterling's £300 daily ATM withdrawal limit more in line with a mickey mouse bank

    Whoever needs even £100 in cash a day these days? Cash is particularly nasty in Covid-19 times, and many shops simply don't even accept it at present.
    I've not seen any actually refuse cash but seen signs requesting contactless payments where possible.
    I can imagine a crusty card or phone could have risks, to say nothing of a Chip and Pin pad.

    No one in a shop is touching your card though only you so that is the difference between covid covered cash and a covid covered card/phone.

    Also I've never needed to take more than £300 in cash out in a day before either so that limit doesn't bother me. My old RBS account was the same limit anyway.
  • dahj said:
    colsten said:
    block10 said:
    I find Sterling's £300 daily ATM withdrawal limit more in line with a mickey mouse bank

    Whoever needs even £100 in cash a day these days? Cash is particularly nasty in Covid-19 times, and many shops simply don't even accept it at present.
    I've not seen any actually refuse cash but seen signs requesting contactless payments where possible.
    I can imagine a crusty card or phone could have risks, to say nothing of a Chip and Pin pad.

    No one in a shop is touching your card though only you so that is the difference between covid covered cash and a covid covered card/phone.

    Also I've never needed to take more than £300 in cash out in a day before either so that limit doesn't bother me. My old RBS account was the same limit anyway.
    I'm sure there are a number of opportunities for contamination at the point of sale.  
    Their ATM limit is on the low side as all my other cards are £500 plus they offer branch access for more.
  • [Deleted User]
    [Deleted User] Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    dahj said:
    dahj said:
    colsten said:
    block10 said:
    I find Sterling's £300 daily ATM withdrawal limit more in line with a mickey mouse bank

    Whoever needs even £100 in cash a day these days? Cash is particularly nasty in Covid-19 times, and many shops simply don't even accept it at present.
    I've not seen any actually refuse cash but seen signs requesting contactless payments where possible.
    I can imagine a crusty card or phone could have risks, to say nothing of a Chip and Pin pad.

    No one in a shop is touching your card though only you so that is the difference between covid covered cash and a covid covered card/phone.

    Also I've never needed to take more than £300 in cash out in a day before either so that limit doesn't bother me. My old RBS account was the same limit anyway.
    I'm sure there are a number of opportunities for contamination at the point of sale.  
    Their ATM limit is on the low side as all my other cards are £500 plus they offer branch access for more.
    Opportunities for contamination or not, shops don't want to touch the cash. They are not touching your card or the pin pad.

    Also like I've already said, who needs £300+ cash on them these days?
  • northwalesd
    northwalesd Posts: 1,318 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    dahj said:
    I've not seen any actually refuse cash but seen signs requesting contactless payments where possible.
    I can imagine a crusty card or phone could have risks, to say nothing of a Chip and Pin pad.
    The only retailer I know of refusing cash is B&Q
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    dahj said:
    I've not seen any actually refuse cash but seen signs requesting contactless payments where possible.
    I can imagine a crusty card or phone could have risks, to say nothing of a Chip and Pin pad.
    The only retailer I know of refusing cash is B&Q
    We have several smaller independent shops, incl 2 chemists, with signs in the window "Card payments only please. Please use contactless if possible". 
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