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Will changing my address with my bank (for a short period of time) go on my credit file?

I'm moving house to a shared flat for 6 months before i move into my new bought house, i will need to change my banking address to my new address.  I will change my electoral roll when i move to the new bought house...
Will that info (bank change of address) show on my credit file?

Thanks for your time

Comments

  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Yes because they will update the CRA’s with the new info
  • coachman12
    coachman12 Posts: 1,069 Forumite
    1,000 Posts Name Dropper Photogenic
    I'm moving house to a shared flat for 6 months before i move into my new bought house, i will need to change my banking address to my new address.  I will change my electoral roll when i move to the new bought house...
    Will that info (bank change of address) show on my credit file?

    Thanks for your time
    Yes, it will show on your credit reference agency files.
  • sassy_one
    sassy_one Posts: 2,688 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes BUT if you are talking a week or so change possibly not.

    It depends when in the month you change it, as to when your account is reported on which date during that month.

    For example, your account was opened and is reported on the 1st of each month.
    If you changed the address on it on the 2nd of that month as long as you changed it back no later than a few days before the next cycle it's not going to be reported.


  • PrudentPeter
    PrudentPeter Posts: 29 Forumite
    10 Posts First Anniversary Name Dropper
    As others have stated it will go on your credit file as your bank will automatically pass this on to the CRA's. In a 6 month period your bank would have definitely reported this information
  • Fighter1986
    Fighter1986 Posts: 834 Forumite
    500 Posts Third Anniversary Name Dropper
    edited 21 May 2020 at 8:59AM
    Yes and for god's sake don't forget to mention the address on future credit applications.

    I moved around a lot six to seven years ago following a very messy breakup - and found out yesterday that I've CIFAS markers against me where three different organisations thought I was committing application fraud because I listed the addresses I predominantly lived at on a couple of application forms around 2015-2016. 
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