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Section 75 and "non credit" credit cards
Hugh_Jardon
Posts: 10 Forumite
Hello
Right now I use a Halifax credit card, which comes with actual credit. So it covers me for section 75.
My question is:
What about Revolut and Monzo Visa/Mastercard payments?
I have account with both Revolut and Monzo, but not actually using those accounts yet for day-to-day stuff.
None of the cards have any credit. You can only spent whatever is in your balance.
I have a Mastercard with Monzo.
Is it purely classed as a debit card and therefore section 75 protection is not covered?
Thanks
Right now I use a Halifax credit card, which comes with actual credit. So it covers me for section 75.
My question is:
What about Revolut and Monzo Visa/Mastercard payments?
I have account with both Revolut and Monzo, but not actually using those accounts yet for day-to-day stuff.
None of the cards have any credit. You can only spent whatever is in your balance.
I have a Mastercard with Monzo.
Is it purely classed as a debit card and therefore section 75 protection is not covered?
Thanks
0
Comments
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It is a Debit Mastercard, yes.0
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As you said a debit card does not offer 75 protection
however what it can offer is chargeback if you have a problem with something you buy with it
you could Google chargeback and find out a bit more0
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