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CCJ claim pack sent to wrong address and I just found out 3 years later

alexstrat · 2020-05-17 10:40:39

Hi everyone and thanks for having me. I'm in a bit of a pickle. A couple of weeks ago, me and my partner decided to relocate back to Surrey from the Isle of Wight so we applied to rent a flat. Upon doing the references checks the ref company dug out a CCJ filed on my name in 2017. I thankfully secured the property by…

Comments

MalMonroe Posts: 5,783 Forumite

19 May 2020 at 12:38AM

Doesn't anyone check their credit report any more? CCJs are on there for 6 years so surely this should have been picked up before, irrespective of address? I have to agree that credit scores don't mean much in the scheme of things, since financial institutions tend to want to know if you've had bankruptcies, DROs or CCJs. And having had a DRO in the past I know they don't look favourably on any of those things. . .

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