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Unrecognised Soft Searches
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Gews_pls
Posts: 2 Newbie

Hi all,
First time poster here.
I know that insurance companies carry out soft searches when you do a quote, especially through the comparison sites etc.
I was checking my credit report today and saw that in the last few days there were 4/5 soft searches done by insurance companies (Aviva, Right Choice, Lexis Nexis to name a few).
I have used comparison sites before but I haven't used one or done any insurance quotes since the end of 2019. I'm wondering where these searches have come from, do insurance companies periodically perform credit searches like banks do?
I know these soft searches won't affect my score, but I'm more concerned someone might be using my details or is this irrational?
Any advice would be appreciated!
Thanks
First time poster here.
I know that insurance companies carry out soft searches when you do a quote, especially through the comparison sites etc.
I was checking my credit report today and saw that in the last few days there were 4/5 soft searches done by insurance companies (Aviva, Right Choice, Lexis Nexis to name a few).
I have used comparison sites before but I haven't used one or done any insurance quotes since the end of 2019. I'm wondering where these searches have come from, do insurance companies periodically perform credit searches like banks do?
I know these soft searches won't affect my score, but I'm more concerned someone might be using my details or is this irrational?
Any advice would be appreciated!
Thanks
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Comments
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This has happened to me recently, I did the same, freaked out thinking there was fraud going on (about to apply for a mortgage so I'm obsessed with checking) rang Experian.
Apparently if you use a comparison site you tick a box to allow them to search when your insurance is nearly up (or when they think its nearly up!)
Don't worry, soft searches won't show on your file.0 -
@Kiwistrawb1990 Nice to know its not just me! I'll leave it for now then and just monitor for any unrecognised accounts.
Thanks for your reply, made me feel much better!1 -
Gews_pls said:@Kiwistrawb1990 Nice to know its not just me! I'll leave it for now then and just monitor for any unrecognised accounts.
Thanks for your reply, made me feel much better!glad I managed to help!
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