We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Does a Lloyds credit limit increase leave a search behind?
moneywow1
Posts: 156 Forumite
in Credit cards
I know with Barclaycard it doesn't leave a search on your report. Does Lloyds?
0
Comments
-
No search is recorded. However it will only affect your credit score by the fact a change has been recorded on your file.0
-
Thanks. Is that the case even if you apply for a limit increase, as opposed to them offering one automatically?CRISPIANNE3 said:No search is recorded. However it will only affect your credit score by the fact a change has been recorded on your file.
0 -
no lloyds group company, MBNA, lloyds, BOS etc none do credit searches for limit increases instigated by them or you.
its an easy process to ask.
john1 -
It makes no difference.moneywow1 said:
Thanks. Is that the case even if you apply for a limit increase, as opposed to them offering one automatically?CRISPIANNE3 said:No search is recorded. However it will only affect your credit score by the fact a change has been recorded on your file.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards