We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Does a Lloyds credit limit increase leave a search behind?

I know with Barclaycard it doesn't leave a search on your report. Does Lloyds?

Comments

  • CRISPIANNE3
    CRISPIANNE3 Posts: 1,475 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 16 May 2020 at 7:20PM
    No search is recorded. However it will only affect your credit score by the fact a change has been recorded on your file. 
  • moneywow1
    moneywow1 Posts: 136 Forumite
    Third Anniversary 100 Posts
    No search is recorded. However it will only affect your credit score by the fact a change has been recorded on your file. 
    Thanks. Is that the case even if you apply for a limit increase, as opposed to them offering one automatically?

  • john1002
    john1002 Posts: 984 Forumite
    Part of the Furniture 500 Posts
    no lloyds group company, MBNA, lloyds, BOS etc none do credit searches for limit increases instigated by them or you.

    its an easy process to ask.

    john
  • moneywow1
    moneywow1 Posts: 136 Forumite
    Third Anniversary 100 Posts
    john1002 said:
    no lloyds group company, MBNA, lloyds, BOS etc none do credit searches for limit increases instigated by them or you.

    its an easy process to ask.

    john
    Thank you, I applied and got it :)
  • CRISPIANNE3
    CRISPIANNE3 Posts: 1,475 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    moneywow1 said:
    No search is recorded. However it will only affect your credit score by the fact a change has been recorded on your file. 
    Thanks. Is that the case even if you apply for a limit increase, as opposed to them offering one automatically?

    It makes no difference.
Meet your Ambassadors

Categories

  • All Categories
  • 346.2K Banking & Borrowing
  • 251.2K Reduce Debt & Boost Income
  • 451.1K Spending & Discounts
  • 238.3K Work, Benefits & Business
  • 613.4K Mortgages, Homes & Bills
  • 174.5K Life & Family
  • 251.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.