Son moving in and my WTC

Toyah14

Hi
My son may have to move in with me, he is 32.
He has been made redundant and will have to sell his house but I cant see him being out of work for long.

I am in reciept of working tax credit including the disability component, and council tax benefit.

Could anyone please advise on how this will affect my benefits,

I know I will have to pay more council tax but how much more, and will it affect my WTC.

Thank you.

poppy12345

Your WTC won't be affected because it's your claim and not his. If you're claiming the 25% single person discount for your council tax then you'll no longer be entitled to this. You'll need to contact your local council. Do you claim housing benefit?

I've no idea how much more council tax you'll have to pay but as your son is coming to live with you then he should pay the difference in your council tax.

Toyah14

Hi Poppy
Thank you for your reply, it was my WTC I was worried about, yes I do get council tax benefit and the 25% discount but understand I will be losing this.

calcotti

You should still get Council Tax Reduction but your son will be expected to contribute something.

Toyah14

calcotti said:

You should still get Council Tax Reduction but your son will be expected to contribute something.

Thank you...yes he will be contributing to the council tax..

bigbill

Do you get DLA care or PIP daily living to allow the disability element in WTC?

Toyah14

HI Bigbill
I get PIP.

calcotti

Toyah14 said:

HI Bigbill
I get PIP.

If that includes the Daily Living part then your son will not be expected to contribute to the Council Tax. You still need to tell the council that he is moving in and will lose the 25% discount. However your Council Tax Reduction will also be recalculated so it you were getting all of your Council Tax covered before you still will.

Toyah14

calcotti said:

Toyah14 said:

HI Bigbill
I get PIP.

If that includes the Daily Living part then your son will not be expected to contribute to the Council Tax. You still need to tell the council that he is moving in and will lose the 25% discount. However your Council Tax Reduction will also be recalculated so it you were getting all of your Council Tax covered before you still will.

Aww thank you.. yes it does include the daily living part.
I get a discount on on my council tax, I still pay some and also recieve the 25%.

bigbill

No mention from you about the loss of the SDP in the CT calculation resulting in a higher amount to pay?
No mention of a Carer 25% exemption for the son?

calcotti

bigbill said:

No mention from you about the loss of the SDP in the CT calculation resulting in a higher amount to pay?
No mention of a Carer 25% exemption for the son?

OP, might be helpful if I add to big bill's comment which I think was directed to me.
1) Because you get PIP and have been living alone your Council Tax Reduction calculation may include a Severe Disability Premium which would increase your entitlement. When your son moves in you will lose entitlement to the SDP which would reduce your CTR and therefore increase your CT bill. I had overlooked this. (I am not sure whether all council are required to provide for a SDP premium to be included in their schemes as they have a large measure of freedom in setting the rules for working age claimants.)

2) If your son will be caring for you for 35 hours/week he can be disregarded in respect of the number of occupants in the house and you would then retain the 25% discount on your CT bill. I inferred from your post that the arrangement is a temporary one to support your son rather than a caring arrangement for you but of course the one does not preclude the other.

The important points in respect of your question are that your WTC is not affected but your CT payments appear likely to change - you appear to be expecting this. Unfortunately we cannot say how much your CT liability will change.