Catalogue Debts, Very, Next, Littlewoods

ChloeEliz1988

fatbelly said:

The phrase 'let sleeping dogs lie' comes to mind

I think you’re right. I’m going to wait. 

Thanks for everyone’s advice. 

xlnc99

Basically - you owe money, you can now afford to pay it but you want to avoid paying it and hoping to get off scot free. Taking advantage of a loophole. Shocking. If you have the money then pay it what you owe

sourcrates

xlnc99 said:

Basically - you owe money, you can now afford to pay it but you want to avoid paying it and hoping to get off scot free. Taking advantage of a loophole. Shocking. If you have the money then pay it what you owe

As no collection letters have been received, and the accounts no longer appear online, its very likely that the companies concerned have taken a commercial decision not to chase these accounts.

This could be for a number of reasons, usually catalogue companies are the most prolific at attempting to obtain payment on bad debts, they are also the worst offenders at extending credit to those who can least afford to repay it, your comment is uncalled for.

xlnc99

That is all irrelevant - There is a moral obligation to pay the debts whether they have sent a letter or not.

sourcrates

xlnc99 said:

That is all irrelevant - There is a moral obligation to pay the debts whether they have sent a letter or not.

What is the morality of debt?

Debt can be a moral matter. ... for some, but Aristotle's moral logic remains relevant; his condemnation is appropriate for loans which do not share wealth justly between borrower and lender.

Unfair loans should not be made, and where they have been, full repayment only compounds the original injustice.

Do credit agreements include a moral clause to repay the debt ?

no they don`t, so that argument is irrelivant too.