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Credit Card Refusal
Waldoblade
Posts: 2 Newbie
Have had a good rating 998 which I know doesn't mean anything. Never missed a payment on anything I've owed, never used my overdraft. Have enough savings to cover any C/C limit, yet I am unable to get a C/C to transfer from my current C/C. Wonder if the fact I am paying my motor on lease has anything to do with refusal. My income is small about £16/17000 p.a but I have adequate savings which =h I don't want to go into.
0
Comments
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It certainly looks like affordability. Car finance plus a credit card debt on a low income puts you high on the risk scale, especially right now.0
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Have you used any price comparison pre application checkers?
You'll often find one lender says no and another welcomes you with open arms, they all have different criteria.0
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