Keep it on 0% or pay off

jock1978

Hi everybody 
I have currently Got £4K on a 0% barclaycard which stays at that rate until March 2021
I have just been given the banks bounce bank loan scheme for covivid -19 for £9k the first 12 months are interest and payment free then the amount can be repaid between 2-6 year at a rate of 2.5%

My question is “should I pay the credit card off now or wait until the 0% offer expires?”

[Deleted User]

Financially, you're obviously better off waiting.

Do you have concerns over being able to keep the money available?  

jock1978

Thanks for reply
no worries about keeping the money was wondering if I’d be better off not having the monthly payment coming out each month as the bank loan has no interest or payment for the first year