Direct debit - tv licence

ovusa

jonesMUFCforever said:

OP Are you sure this e-mail is genuine or a scam?
How would they know your e-mail address from a bank account closure?

It is a genuine email, it included my tv licence number and account last 4 digits (redacted in my posting).   When you close a bank account all direct debits are cancelled, they would have received notification from my bank.

General_Grant

digalumps said:

Because of the way TV licensing direct debit works you pay half of your licence in advance and then continue paying for the other half and then the first half of the next year by direct debit is quite complicated

If you cancel your direct debit which you are perfectly at liberty to do so then just work out when your licence ends it is not straightforward but it should tell you

I'd love to know what gave you that idea.  You don't know what arrangement the OP has.  There may be a scheme which allows for payment in instalments but that probably costs more for a year.

I pay for my TV licence at the beginning of each year (one single payment by DD) and that covers the licence for the year.

Shakin_Steve

jonesMUFCforever said:

OP Are you sure this e-mail is genuine or a scam?
How would they know your e-mail address from a bank account closure?

TV licensing have your email address, most people receive their license by email.

wiseonesomeofthetime

@General_Grant I have paid my TV Licence in this way for many a year. The monthly DD adds up over the 12 months to the same annual licence fee, and is credited, after the first one obviously, as 6 months in advance and 6 months in arrears.

That is the basic instalment plan.

As you say though, OP may be on a different plan to the standard one.

digalumps

Of course there is a scheme to pay your TV licence in installments it is a 12-month direct debit scheme however you pay for the previous 6-months and then the next 6-months as I explained if you don't understand then look at the TV licensing website

General_Grant

digalumps said:

Of course there is a scheme to pay your TV licence in installments it is a 12-month direct debit scheme however you pay for the previous 6-months and then the next 6-months as I explained if you don't understand then look at the TV licensing website

I didn't deny there was an instalment scheme.  The clear extra cost is if you pay quarterly but then one is only paying for one year.  With the monthly payments you pay for 18 months in the first year.  I prefer the simplicity of one payment.

General_Grant

wiseonesomeofthetime said:

@General_Grant I have paid my TV Licence in this way for many a year. The monthly DD adds up over the 12 months to the same annual licence fee, and is credited, after the first one obviously, as 6 months in advance and 6 months in arrears.

That is the basic instalment plan.

As you say though, OP may be on a different plan to the standard one.

At the start you pay double the monthly cost and thus pay for the first year in six months.  Because you go on paying at the one-twelfth rate in months 7 through 12, you pay in advance for half of the following year.  I suppose it's because you pay so much in advance that there is no obvious extra charge.

hermante

I have not had a TV for 15 years and I don't bother to fill out any forms. They send letters every month which I recycle. They can't visit as there is nowhere to park and I think they are too lazy to walk 100m from the nearest parking spot. Even if they visited, I wouldn't open the door.

wild666

You don't even have to contact TVL if you don't want to subscribe to their repeats of repeats with very little new content. I only filled in the NLN form in 2016 to get the advance payments back but at the time they were doing refunds in quarters so I continued to watch a bit of Live TV for a few months. The NLN letter I got from them in Feb 2018 went back NOT KNOWN AT THIS ADDRESS as did the one in March this year and still no goon visits as they are still on lockdown, although I think they might try to go back to work hounding LLF people since the restrictions were lifted, but that would be classed as coming into contact with others and not as advised by the government.