We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
CCJ and DRO
Options
Good evening all
I'm looking for some help with a ccj and dro. I had a dro which finished in February 2019 and two of the debts on the dro had ccj's attached to them. These two debts do not exist anymore as they were written off by the dro. I have spoken to the companies and courts that issued the ccj's about having them removed from my credit file as these debts do not exist. They are both refusing to remove them and said it is not in their company policy to do so as the debts were not paid off.
Are they allowed to do this and is there anything I can do?
Your help would be greatly appreciated
TIA
I'm looking for some help with a ccj and dro. I had a dro which finished in February 2019 and two of the debts on the dro had ccj's attached to them. These two debts do not exist anymore as they were written off by the dro. I have spoken to the companies and courts that issued the ccj's about having them removed from my credit file as these debts do not exist. They are both refusing to remove them and said it is not in their company policy to do so as the debts were not paid off.
Are they allowed to do this and is there anything I can do?
Your help would be greatly appreciated
TIA
0
Comments
-
the debts do exist, they are simply not collectable any longerI'm afraid the CCJs and deafults will stand, the good thing is that come February 2024 all this will drop off and your credit history will be back to normal0
-
Ok I had a feeling that was going to be the answer. I'll just have to wait 4 years.
Thanks for your help0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards