Barclaycard payments allocations

superM

Hi, 
I currently have 4 Balance transfer running with Barclaycard. 
1s 3 ends begging of June, July and August. 4th one has 18 months left iceer. 
If I make a payment will the fund be a allocated against the oldest balance transfer?
Thanks 

D3xt3r5L4b

It will be allocated to the highest interest bearing balance 

diamondbandit

I had two BTs with MBNA, one ending in April 20 and one in Oct 20. I paid 2k towards the card thinking it would clear the Apr 20 balance but was surprised to see it was allocated to the Oct 20 balance. Been told that it is in the order of BT requested, not which is due first, so the Oct 20 one was an older BT on a longer term than the more recent one finishing in April. Defies common sense but lesson learnt (this is how MBNA do it so not sure if exactly the same for Barclaycard). 

Easy way around this, as Dexter says, will be allocated to highest interest bearing balance first...so let the BT expire by a day then pay. It will the definitely be allocated to the June balance as that's the highest interest rate, although you will pay a day or two worth of interest. 

Hope this makes sense.