PRA group full and final

[Deleted User]

Hello, I have three outstanding debts which have been managed by a DMP with SC for over 15 years.
I know owe just over 9K.
This is split between what was a loan and overdraft with 1 bank and a cc originally with Egg.
Egg many years ago was bought by Barclays and then sold to PRA. The other two had been managed in house with the banks recovery, before being sold to Westcott and then PRA. I've never missed a payment with my DMP, but even so with the amount I pay, this is still going to be here for some time.
 I feel fortunate that i haven't been hassled for any of the debts but I don't know of this is because I have  always paid.
I have an opportunity to have just shy of 30%of the outstanding debt to offer on a F&F.
I was wondering what peoples thoughts are on
A)negotiating this whilst still being on a DMP.
B ) the likely good of them actually accepting given that they can see I have been a solid payer in all these years.
C) is 30%enough /too little /too much.
Would I need to inform my DMP if I am requesting to see my original paperwork and if by doing this, would this make the PRA group less likely to accept my offer if they have the papers?
The debt is no longer on my credit file.

Many thanks.

Willing2Learn

These accounts are very old.  You should definitely submit CCA requests for each eligible account.  It may turn out that your creditors cannot provide you with compliant paperwork.  Then you need not pay another penny as the accounts would be unenforceable.

Check out the article linked below:
Debts – why, how & when to ask for the CCA agreement