Anyone have any experience of Lloyds and Sainsbury car insurance?

williamstewart

Presently with Tesco for fully comprehensive car insurance until the beginning of June and naturally, their renewal quote is now £100 higher at £421 (same with Direct Line last year which increased to £478 from £378ish).
Looking around after getting some emails reminding me and Lloyds, who I bank with, are around £313 (pretty much what I pay now), and Sainsbury about £20 cheaper (can go through TCB and Moneysupermarket and potentially get £31.50 cashback here).
Others range from anything up to £480 for practically the same thing.

Only ever had to make a claim with Churchill after a neighbour hit me side on (twice, second time he was seen so his insurance paid) and Churchill working with Aviva was a game of ping pong with me having to do all the legwork.

MovingForwards

Lloyds are underwritten by BISL.
Sainsbury's are an intermediary.

Both are established within the insurance market.

What specific queries do you have about them? 

williamstewart

As with all insurance, you only really find out if it's worth the paper it's written on if you need to make a claim.
Everything is much the same up to that point, so if I should ever need to claim, any good or experiences?
Don't want to find company xxx tries to wiggle out of everything whilst company yyy couldn't be more helpful.