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How does MSE Credit club work?

Hi,
Does anyone else use MSE credit club? If so, does the summary page - the one that shows your score in the top left hand corner and the summary beneath update before your actual report. I am trying to work out why my summary suggests I have a late payment when my report doesn't show this. I assumed that the summary page would always correspond with the credit report that is available for me to view? Apparently my next credit report willbe available to view on 18th May. Will this report show the alleged late payment or should my current report show this if it's on my summary?

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