We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Interest free period start date

ah45
ah45 Posts: 2 Newbie
First Post
edited 11 May 2020 at 10:25AM in Credit cards
Hi all, may seem a silly question but I have never had a credit card before. 
What I’m wondering is does the interest free period start from when the card is sent out or from when the first purchase is made 

thanks 

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 11 May 2020 at 10:30AM
    Neither. 

    It starts from when the account is created, so a few days before you receive the card.
  • ah45
    ah45 Posts: 2 Newbie
    First Post
    Thanks a lot 
  • Can I jump onto this question please? Planning on using my CC to pay for quite a large purchase and want to give myself the full 56 days of interest free period to pay off the purchase. I am best off paying the day after my statement is generated? Thanks 
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    You get a statement and in the statement is a due date.
    So long as it’s paid before that due date then you won’t get charged interest on it. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603.1K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.