We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Car Insurance - Alloy Wheels

Hi all,

Quick question regarding my car insurance and wanted a second opinion before I go and do it! 

I've been running some comparisons on the usual sites, and for the first time ever put down modifications to my car (tinted windows), it then reduced the premium by £10. I looked at the other modifications you can do and noticed 'alloy wheels (optional extra)'.... I put it in just to check and the premium dropped by £60. Obviously, I want to pay the reduced premium but don't want to lie or invalidate.

My question is, what are classed as 'alloy wheels (option extra)'? I haven't had the car since it was manufactured so I don't know if they are the original optional extra alloys, it is a 11 year old car so who knows. But in terms of the question, yes my car does have alloy wheels. So do I put them down or not? Confused! No pun intended.

Comments

  • MovingForwards
    MovingForwards Posts: 17,178 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Do a Google search for your make / model / year of car and add optional extras, this will show you what upgrades were available at the time. Or look on parkers, find your make / model / year and it will also say what options were available. 'optional extra' would be what the original owner picked at the time of choosing the car from the maker, via the dealer. Not all cars have all the optional extras.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Zandimos
    Zandimos Posts: 59 Forumite
    Fifth Anniversary 10 Posts
    Brilliant thanks for that. Turns out my car has alloys on the basic standard model! That’s a shame as it saved £60 :(
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.