Car Insurance - Alloy Wheels

Zandimos

Hi all,

Quick question regarding my car insurance and wanted a second opinion before I go and do it! 

I've been running some comparisons on the usual sites, and for the first time ever put down modifications to my car (tinted windows), it then reduced the premium by £10. I looked at the other modifications you can do and noticed 'alloy wheels (optional extra)'.... I put it in just to check and the premium dropped by £60. Obviously, I want to pay the reduced premium but don't want to lie or invalidate.

My question is, what are classed as 'alloy wheels (option extra)'? I haven't had the car since it was manufactured so I don't know if they are the original optional extra alloys, it is a 11 year old car so who knows. But in terms of the question, yes my car does have alloy wheels. So do I put them down or not? Confused! No pun intended.

MovingForwards

Do a Google search for your make / model / year of car and add optional extras, this will show you what upgrades were available at the time. Or look on parkers, find your make / model / year and it will also say what options were available. 'optional extra' would be what the original owner picked at the time of choosing the car from the maker, via the dealer. Not all cars have all the optional extras.

Zandimos

Brilliant thanks for that. Turns out my car has alloys on the basic standard model! That’s a shame as it saved £60