We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Experian debt to income ratio

EmilyM85
Posts: 1 Newbie
Can someone please help. My Experian score is very high but for some reason my debt to income ratio is very poor. It says I am unlikely to have any disposable income. My total debt is only usual credit card spending (paid off every month) up to a maximum of about £300. My income is healthy.
A lot of Googling has told me that experian don't know my income so how have they decided I don't earn very much and how do I change it? If I apply for a new credit card will they have updated income information? I can't find any information anywhere.
Thanks in advance!
A lot of Googling has told me that experian don't know my income so how have they decided I don't earn very much and how do I change it? If I apply for a new credit card will they have updated income information? I can't find any information anywhere.
Thanks in advance!
0
Comments
-
I thought that you had to enter your income, if you wanted to do a check for your available pre-approved financial productsI work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job0 -
Willing2Learn said:I thought that you had to enter your income, if you wanted to do a check for your available pre-approved financial products0
-
You must have given them a very low income figure yourself at some point.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards