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Experian debt to income ratio

Can someone please help. My Experian score is very high but for some reason my debt to income ratio is very poor. It says I am unlikely to have any disposable income. My total debt is only usual credit card spending (paid off every month) up to a maximum of about £300. My income is healthy.
A lot of Googling has told me that experian don't know my income so how have they decided I don't earn very much and how do I change it? If I apply for a new credit card will they have updated income information? I can't find any information anywhere. 
Thanks in advance! 

Comments

  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I thought that you had to enter your income, if you wanted to do a check for your available pre-approved financial products
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • redux
    redux Posts: 22,976 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I thought that you had to enter your income, if you wanted to do a check for your available pre-approved financial products
    Yeah, but try putting £10,000 and £100,000, see if it makes any difference
  • LordSomebody
    LordSomebody Posts: 61 Forumite
    10 Posts Name Dropper
    You must have given them a very low income figure yourself at some point.
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