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Experian debt to income ratio
EmilyM85
Posts: 1 Newbie
Can someone please help. My Experian score is very high but for some reason my debt to income ratio is very poor. It says I am unlikely to have any disposable income. My total debt is only usual credit card spending (paid off every month) up to a maximum of about £300. My income is healthy.
A lot of Googling has told me that experian don't know my income so how have they decided I don't earn very much and how do I change it? If I apply for a new credit card will they have updated income information? I can't find any information anywhere.
Thanks in advance!
A lot of Googling has told me that experian don't know my income so how have they decided I don't earn very much and how do I change it? If I apply for a new credit card will they have updated income information? I can't find any information anywhere.
Thanks in advance!
0
Comments
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I thought that you had to enter your income, if you wanted to do a check for your available pre-approved financial productsI work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job
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Yeah, but try putting £10,000 and £100,000, see if it makes any differenceWilling2Learn said:I thought that you had to enter your income, if you wanted to do a check for your available pre-approved financial products0 -
You must have given them a very low income figure yourself at some point.0
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