RCI Freedom Account VS Investec E-asy Access

GGarcia01

Hey all
I am looking to get an easy access account (already have Marcus and not eligible for Saga) with a top rate of interest. At the moment RCI and Investec have the best rates, however has anyone had any experience with either? 

Kind regards

Gabriel

LHW99

We have had an instant access savings account with RCI for a couple of years. Had no problems, although haven't tried to withdraw anything yet. They have opened a UK registered section for UK customers since we left the EU, as they are French owned.

d63

RCI is a bit slow for withdrawals, need to request before 1pm for next day. on the plus side you don't need a mobile phone to log in, unlike investec. also you may find it a little difficult to open the investec e-asy account unless you are already a customer, but you might be able to workaround that by opening a notice or fixed account first, best to check with them about that though, and they also have a £10k mininum too before you earn any interest.
(edit: just a thought, but since neither RCI or investec have yet to announce a drop in rate since the BoE business, the income bonds from NS&I at 1.15% may be a safer option.)