Lockdown - venting as I have the time

Anthony147

Whilst in lockdown I’ve been on the forum a lot and see some common themes that annoy so he’s my vent:

1: Credit cards 
No you not entitled to the best rates, compensation and an apology because you’ve seen your “credit score” and should get special treatment
2: Loans
No you weren’t missold, no they shouldn’t have checked if you lied, yes you spent the money so should pay it back
3: Mortgages
The market and offers can and will change, feel free to discuss but no one knows what’s definitely going to happen
4: House Buying
Nothing is set until you’ve exchanged. Yes you can offer less, they can ask for more - how important is the issue and decide based on that
5: Insurance
Yes they’ll avoid paying whenever they can, you not reading doesn’t change what’s covered or not covered
6: Motoring
Absolutely no idea how much as you’ve not said what car, year, mileage or any pertinent details, No you can’t reject your £250 wreck because it’s squeaky and you checked nothing as they were a dealer
7: Praise, vents and warnings
Its not a scam - you wanted something for <50% normal price, ignored the transaction rules and decided you knew everything without reading the website / t&cs 
8: Consumer rights
Its typically not outrageous, scandalous, a scam, deplorable, deceptive and unless faulty not the companies fault - You changed your mind

Thats it for now at least, although there are so many many others - Vent over.

JJ_Egan

In fairness  its a small percentage of people the majority are top class .

But you will always get those who put themselves first .

forgotmyname

Wow!!   Thread posted yesterday and nobody flagged it as spam because they didn't like what you put.    


You forgot how traumatised you were at being inconvenienced for 4 or 5 seconds and how COMPO will make it all better.

nyermen

As noted, there is a definite theme to some posts.  The majority are right, and some horrible stories here.  Some however do make you wonder.  Normally accompanied by capitals - FRAUD / SCAM / UNACCEPTABLE / THIEVES.  And when the perfect "yes you're right, you deserve a billion in compensation" response isn't received, they throw a strop.
I do wonder how many posts on here are borderline libellous.
(have to say it does go a bit the other way. - "Compensation" - a word sometimes meant by posters to refer to "refund" / "consequential loss", but sometimes the response responds harshly as if they want money on top.  Also "Credit rating/score" vs "credit history" - it does feel like we rub this in a bit that credit scores dont matter.  Actually, they do in some cases, as smaller banks tend to buy the scoring system from the agencies rather than build their own which requires back testing proof before regulator will accept).