Bankruptcy and PPI
marc3
Forumite 294 Posts
Where my failings on credit cards formed a major part of my historical bankruptcy- and whicjh would have been evident from the list of defaults provided -whilst i understand and accept any PPI refund goes to the OR and not me-does anyone know if the OR automatically (and has the authority to do so ) a) will have made PPI claims
b) will not have bothered making PPI claims
c) may make discretionary PPI claims depending on how they got out of bed that morning .
The point being that if they were to make successful claims (most of my cards had PPI ) they would have been in a stronger position to make a larger redress to my creditors (slight irony that a successful PPI claim would largely go back to the credit card company ).
I imagine the OR has a ( 'legal' ? ) obligation to maximise recovery from my 'estate' to maximise payments to creditors , so i am interested as above , if they automatically will have ferreted around to make PPI claims ,or they simply do not bother .
nothing in it for me and historic ,excepting i am genuinely interested in their procedure on this
b) will not have bothered making PPI claims
c) may make discretionary PPI claims depending on how they got out of bed that morning .
The point being that if they were to make successful claims (most of my cards had PPI ) they would have been in a stronger position to make a larger redress to my creditors (slight irony that a successful PPI claim would largely go back to the credit card company ).
I imagine the OR has a ( 'legal' ? ) obligation to maximise recovery from my 'estate' to maximise payments to creditors , so i am interested as above , if they automatically will have ferreted around to make PPI claims ,or they simply do not bother .
nothing in it for me and historic ,excepting i am genuinely interested in their procedure on this
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