Insurance due, but don't use vehicle and want to sell when lockdown eases. SORN?

Supersonos

I have an van I was about to sell and then lockdown happened.  I don't drive it and will sell it the moment the market picks up again.

But my insurance is due and I don't really want to spend £600+ for insurance only to then battle to get a refund/pay fees etc. once I sell it.  Should I SORN it?  If so, what happens when I want to sell it?  

Or what if I just don't renew the insurance?  I won't drive it anywhere, so I won't be breaking any laws, right?  I guess the only issue is if someone steals it off my driveway...

452

You'll need to SORN it if it's not insured. 

Supersonos

452 said:

You'll need to SORN it if it's not insured. 

Oh, of course.  Being dumb.

AdrianC

Supersonos said:

I have an van I was about to sell and then lockdown happened.  I don't drive it and will sell it the moment the market picks up again.

But my insurance is due and I don't really want to spend £600+ for insurance only to then battle to get a refund/pay fees etc. once I sell it.  Should I SORN it?  If so, what happens when I want to sell it?  

Or what if I just don't renew the insurance?  I won't drive it anywhere, so I won't be breaking any laws, right?  I guess the only issue is if someone steals it off my driveway...

If it's uninsured and SORNed, how will you let buyers test drive it?

Supersonos

AdrianC said:

If it's uninsured and SORNed, how will you let buyers test drive it?

That was exactly my question: "Should I SORN it?  If so, what happens when I want to sell it?"

452

Supersonos said:

AdrianC said:

If it's uninsured and SORNed, how will you let buyers test drive it?

That was exactly my question: "Should I SORN it?  If so, what happens when I want to sell it?"

It'll need tax and insurance to go on the road. If that's not going to be until after the sale it's not your problem. Maybe the buyer will want a test drive.

Ditzy_Mitzy

AdrianC said:

Supersonos said:

I have an van I was about to sell and then lockdown happened.  I don't drive it and will sell it the moment the market picks up again.

But my insurance is due and I don't really want to spend £600+ for insurance only to then battle to get a refund/pay fees etc. once I sell it.  Should I SORN it?  If so, what happens when I want to sell it?  

Or what if I just don't renew the insurance?  I won't drive it anywhere, so I won't be breaking any laws, right?  I guess the only issue is if someone steals it off my driveway...

If it's uninsured and SORNed, how will you let buyers test drive it?

Tread carefully here - a prospective buyer will usually be insured to test drive a vehicle under the 'driving other cars' extension on his or her own insurance policy. Certain policies, however, require the 'other car' to which the cover is extended to have its own insurance policy in force. Essentially, driving other cars doesn't necessarily give the minimum third party only cover in the absence of a 'proper' insurance policy. Sometimes it does, but it will all be down to the test driver's own policy. Owing to this, your test driver may, inadvertently, be driving uninsured - which then makes you liable for Use, Cause and Permit offences. 

neilmcl

Where will you be keeping the van?

452

Ditzy_Mitzy said:

AdrianC said:

Supersonos said:

I have an van I was about to sell and then lockdown happened.  I don't drive it and will sell it the moment the market picks up again.

But my insurance is due and I don't really want to spend £600+ for insurance only to then battle to get a refund/pay fees etc. once I sell it.  Should I SORN it?  If so, what happens when I want to sell it?  

Or what if I just don't renew the insurance?  I won't drive it anywhere, so I won't be breaking any laws, right?  I guess the only issue is if someone steals it off my driveway...

If it's uninsured and SORNed, how will you let buyers test drive it?

Tread carefully here - a prospective buyer will usually be insured to test drive a vehicle under the 'driving other cars' extension on his or her own insurance policy. Certain policies, however, require the 'other car' to which the cover is extended to have its own insurance policy in force. Essentially, driving other cars doesn't necessarily give the minimum third party only cover in the absence of a 'proper' insurance policy. Sometimes it does, but it will all be down to the test driver's own policy. Owing to this, your test driver may, inadvertently, be driving uninsured - which then makes you liable for Use, Cause and Permit offences. 

If their insurance clearly states driving other cars then they're not insured to drive a van. 

Supersonos

452 said:

Ditzy_Mitzy said:

AdrianC said:

Supersonos said:

I have an van I was about to sell and then lockdown happened.  I don't drive it and will sell it the moment the market picks up again.

But my insurance is due and I don't really want to spend £600+ for insurance only to then battle to get a refund/pay fees etc. once I sell it.  Should I SORN it?  If so, what happens when I want to sell it?  

Or what if I just don't renew the insurance?  I won't drive it anywhere, so I won't be breaking any laws, right?  I guess the only issue is if someone steals it off my driveway...

If it's uninsured and SORNed, how will you let buyers test drive it?

Tread carefully here - a prospective buyer will usually be insured to test drive a vehicle under the 'driving other cars' extension on his or her own insurance policy. Certain policies, however, require the 'other car' to which the cover is extended to have its own insurance policy in force. Essentially, driving other cars doesn't necessarily give the minimum third party only cover in the absence of a 'proper' insurance policy. Sometimes it does, but it will all be down to the test driver's own policy. Owing to this, your test driver may, inadvertently, be driving uninsured - which then makes you liable for Use, Cause and Permit offences. 

If their insurance clearly states driving other cars then they're not insured to drive a van. 

Good point.  It is a commercial vehicle that is owned by my company, so guessing they'd need specific commercial insurance?  What a minefield.   I've always part-exchanged and now I'm remembering why.

Car_54

Ditzy_Mitzy said:

AdrianC said:

Supersonos said:

I have an van I was about to sell and then lockdown happened.  I don't drive it and will sell it the moment the market picks up again.

But my insurance is due and I don't really want to spend £600+ for insurance only to then battle to get a refund/pay fees etc. once I sell it.  Should I SORN it?  If so, what happens when I want to sell it?  

Or what if I just don't renew the insurance?  I won't drive it anywhere, so I won't be breaking any laws, right?  I guess the only issue is if someone steals it off my driveway...

If it's uninsured and SORNed, how will you let buyers test drive it?

Tread carefully here - a prospective buyer will usually be insured to test drive a vehicle under the 'driving other cars' extension on his or her own insurance policy. Certain policies, however, require the 'other car' to which the cover is extended to have its own insurance policy in force. Essentially, driving other cars doesn't necessarily give the minimum third party only cover in the absence of a 'proper' insurance policy. Sometimes it does, but it will all be down to the test driver's own policy. Owing to this, your test driver may, inadvertently, be driving uninsured - which then makes you liable for Use, Cause and Permit offences. 

1. That is not the case. Such policies are much rarer than they used to be.

2. As already pointed out, it's not a car!