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No Claims Discount Expiry/Renewal (Car Insurance)

I haven't driven for almost 2 years but wish to keep my previously accrued No-Claims-Discount. Is there a minimum amount of time I must re-insure myself for? Or would insuring myself for a day/month fulfill requirement of driving every 2 years to maintain the bonus.

Comments

  • Herzlos
    Herzlos Posts: 15,997 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I think you'd need to insure it for a complete policy term, so likely a year. Elephant may still do 10 month policies though.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Jianni9 said:
    I haven't driven for almost 2 years but wish to keep my previously accrued No-Claims-Discount. Is there a minimum amount of time I must re-insure myself for? Or would insuring myself for a day/month fulfill requirement of driving every 2 years to maintain the bonus.
    You'd need to take on a normal annual policy - short-term ones don't use or accrue NCB.

    You may be able to cancel it early, and get proof of entitlement, but I wouldn't bet on it.

    Stupid question - why are you so fixated on retaining it, if you aren't planning on driving...?
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