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Credit card charges, what can I do?
drbluebox
Posts: 165 Forumite
in Credit cards
Im with Crapital 1 and have been with since May this year(only one that would take me) due to a banking error the full payment was taken the first month(I used the whole £200 as had a flat deposit to pay) then when they realised they took the payment back, making me have an unauthorised charge on my account, overlimit charge, interest etc.
Was about £70
Now again this month they took the interest payment a few days early, but even then I was £1.28 overlimit for the total of 8 hours for which I got a £12 charge! even though I paid off the ENTIRE amount of £200
Even when I phoned up to pay the woman told me I would not get charged as it was only a few hours.
What can I do as I cant afford to keep paying charges.
Was about £70
Now again this month they took the interest payment a few days early, but even then I was £1.28 overlimit for the total of 8 hours for which I got a £12 charge! even though I paid off the ENTIRE amount of £200
Even when I phoned up to pay the woman told me I would not get charged as it was only a few hours.
What can I do as I cant afford to keep paying charges.
0
Comments
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drbluebox, the first thing you need to do is to set up a monthly direct debit so Capital One can collect the minimum payment from your bank account. This will ensure that you don't miss a payment again & incur further charges.0
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I have had a direct debit set up the whole time, just thought id pay my credit off as I hate owing money.0
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