📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

MCOL 2 Claims for Same Debt

Good Morning. I was wondering if you could help.
This morning I have received an email from MCOL for a claim. The claim has been issued by the same company who already have a live MCOL claim against me for the same debt that was issued in January and has sat "dormant" since issuing my defence. Please can you let me know if a company can issue 2 x claims for the same debt? The MCOL helpline seems to be closed at the moment due to COVID.
Thank you in advance.

Comments

  • DoaM
    DoaM Posts: 11,863 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    No they can't, and this may be seen as an abuse of process. However you MUST acknowledge the claim and prepare a defence (but I'm sure you already know this). Your defence should be simple - the same as last time, except this time you add at the start the other claim number and state that this new claim is vexatious as it is a second claim for the same alleged debt.

    I assume you know NOT to enter anything in the Defence box when doing the AoS? (Anything you put in there is your defence ... you can't change it).
  • steampowered
    steampowered Posts: 6,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 May 2020 at 9:35AM
    Yes, it's an abuse of process. File a defence on that basis - state clearly the details of the other proceedings in your Defence.
  • derber
    derber Posts: 5 Forumite
    First Post
    Thank you for your replies. I have only acknowledged the new claim and requested the additional 14 days and not entered any defence. The new one is for a different amount but for the same service. It’s a mine field all of this and trying to get legal advice from a solicitor seems impossible at the moment! 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.